East Side vs. West Side of Cincinnati

The long standing questions of "are you from the east side of Cincinnati or the west?" has been a head-scratcher for many non-native Cincinnatians. People relocating to Cincinnati find out quickly that there is a distinct difference in the culture of those from the East and those from the West.

Here is the best answer we could find regarding the East vs West conundrum:

Natives of the city see the west side as more conservative and dogmatic, where the east side is more transient and mobile. It is a known trend that there is the "born here -- die here" trend on the west side and residents there most likely live within miles of their high school. When on the west side, if someone asks where you went to school, they are most likely asking where you went to high school. On the east side they're likely to be asking where you attended college.

West-siders tend to have deeper family roots and be more thrifty with their money. Some have deemed the west side to be primarily blue-collar working class residents. East-siders are typically more liberal than the west-siders, enjoy the arts, and socially outgoing.

So where is the divider?

Many think the divider is I-75 running north and south dividing Hamilton County vertically and some think it is Vine Street and route 4.

So now you know the reasons behind the question you're bound to be asked when moving to Cincinnati - "Are you from the East side or the West side?"

Cincinnati's Mt. Adams

Ah, Mt. Adams. What a great place to get out and enjoy yourself. Located east of downtown Cincinnati and bordered on 3 sides by Eden Park, Mt. Adams allows it's residents to get away from the hustle and bustle of downtown. This area is some of the most prized real estate in the city due to the convenient location to downtown and night life.

There is certainly no shortage of things to do when visiting this area of Cincinnati. There are restaurants, bars, and churches (and plenty of each I might add). The only thing that Mount Adams doesn't have a lot of is parking. So if you're the guy that rocks the company car through the week, and drives the Porsche on the weekend, you'll be hard pressed to find that pad here that can accommodate your wheels. Even finding a parking spot when going out for dinner in Mt. Adams can seem like a chore.

A few notable local spots are the Mt. Adams Pavillion and Alive One (part of the 4EG conglomerate), TEAK which is a delicious Thai restaurant with excellent sushi, Mt. Adams bar and Grill, The Blind Lemon, Mt. Adams Wine Bar, and many others.

The church that most recognize in Mt. Adams is Holy Cross Immaculata that stands high atop the hill. 

Homes and Condos near Northern Kentucky University

Northern Kentucky University is located in Highland Heights in central Campbell County, Kentucky. NKU's athletic programs began their division 1 journey in 2012 and the school will likely grow and benefit from making the move to division 1.

When considering real estate near Northern Kentucky University, there are several enticing options that may be of interest. First, consider the USDA rural housing mortgage loan program. With this program, a home buyer can opt to put no money down for the loan and have a very low monthly mortgage insurance premium. Second, FHA financing is available for most properties in the Northern Kentucky University area. To learn more about the USDA housing loans or FHA loans visit GreaterCincyHomes.net.

Locations to keep in mind when shopping for houses in the area are Highland Heights (home of the Highland Meadows condominiums), Cold Spring (Ivy Ridge being a popular condo community), Newport, Southgate, Fort Thomas, Wilder, Independence, Taylor Mill, Covington, and others. Please use our property search for your convenience.

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Greater Cincinnati $0 down USDA Financing

Most people have no clue that the United States Department of Agriculture has a program where a home buyer can buy their next house with NO DOWN PAYMENT. This is otherwise known as a rural housing loan. As you can see from the map located below, there are still lots of attractive areas to live in the rural housing areas.

Looking at the map below, anything that is not shaded in the orange, qualifies for USDA Rural Financing. The link below will take you to USDA's website where you can check the eligibility of a particular address.

Cincinnati & Northern Kentucky USDA Financing

Search homes in USDA housing territory.

Make sure to double check with the USDA website whether each individual address qualifies for their financing. USDA has income limits, so if your income exceeds a certain amount (based on location), you may not qualify for the loan.

Rivers Breeze Condos

Ludlow, KY - Located just 10 Minutes from downtown Cincinnati, OH, Rivers Breeze is a condominium community built by Fischer homes. Condo prices range from $120,000 to around $450,000 and rentals range from $1200-$3000/month.

The majority of buyers who are interested in this community like the view of downtown Cincinnati. Sitting high atop the hills of Ludlow, this condo community comes with a clubhouse, swimming pool, and sidewalks.

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Low Ballin' - Offers That Could Hurt You

The Greater Cincy Homes team received an offer for one of our wonderful listings this afternoon. This was very exciting because the sellers are new grandparents and they are looking forward to making the next step into a ranch style house with a couple of acres.

Though we received an offer, it left a little to be desired. First of all, the agents handwriting on the contract was something a 3rd grader would laugh at. Next, the offer was ridiculously low. The buyer was a first timer who seemingly just picked a number out of thin air.

Doing a CMA (Comparative Market Analysis) before making an offer on a house would be a great idea. How do you know what to offer on a house when you have no idea what it is worth. Also, if you are working with an agent that is helping you make the offer, make sure their handwriting is legible and they print neatly on the contract so all parties can see that they were offering $698,000 instead of $648,000.

Also, making a low ball offer may upset the seller into being difficult to negotiate with. Fortunately, our well mannered seller didn't take offense.

Greater Cincy Homes wishes you happy buying and selling.

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Florence, KY Foreclosed Home

Our team just showed a house in Florence on LaCresta drive and it reminded me to tell everyone that there are some fantastic deals in Norther Kentucky and Cincinnati.

$39,900 for a brick ranch home. Needs some work and mold removal.

For a free list of foreclosed homes in your area, please contact us.

Homes for sale in Beechwood School District

Fort Mitchell, KY - Home of the Beechwood Tigers is one of the most sought after locations in all of Northern Kentucky. Due to the convenience to shopping, recreation and downtown Cincinnati, OH, the homes in this area tend to come with a higher price tag. Aside from the locations convenience to local amenities, it is also home to Beechwood Independence Schools, a nationally recognized public school for its high education report card.

Moving to Ft. Mitchell, KY?
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Find out more about Beechwood Independent School in Ft. Mitchell, KY.

High End Rentals and Leases in Northern Kentucky

When it comes to finding a high end rental in Northern Kentucky, options are limited and it is difficult to "weed out" the homes for lease. So the Greater Cincy Homes team has taken out the guesswork and has provided you with a one stop shop for access to rental homes and condos in Ft. Mitchell, Hebron, Union, Ft. Thomas, Florence, Covington, Park Hills and more. These rental listings are always changing and range from $1,500 per month to $5,000 per month. See the link below to view all rentals available on the MLS in Northern Kentucky.

Northern Kentucky High End Rentals